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TRUST PLANS

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Structure Of Trust

Trust exists in the form of trust deed which is the result of thorough consideration. Once a trust deed becomes effective, it must be executed faithfully as it is the very essence of trust relationship.

The Three Parties involved in Trust——The settlors、The trustee、The beneficiary.

  • The settlors

    An individual who transfers the title of his assets to a trustee The Settlor is the person who sets up a trust. He should be a natural person, legal person or other organization established by law with full civil capacity. He is the owner of the wealth to be put in a trust, capable to designate the beneficiary of the wealth, appoint trustee and monitor its performance in execution of the trust deed.

  • The trustee

    The wealth management body who will manage the asset in trust account for the settlor The Settlor is the person who sets up a trust. He should be a natural person, legal person or other organization established by law with full civil capacity. He is the owner of the wealth to be put in a trust, capable to designate the beneficiary of the wealth, appoint trustee and monitor its performance in execution of the trust deed.

  • The beneficiary

    The trustee allocates the assets in trust account to the beneficiary according to relevant trust deed The beneficiary is entitled to the benefits of the wealth managed by a trustee. He should be a natural person, legal person or other organization established by law with full civil capacity. The beneficiary of charity trust should be the people in the public.

The Objectives Of Trust

While different trust plans have different functions, they all share two common functions as follows:

Trust customer can be relieved from heavy taxation (e.g. estate tax) and charges (e.g. government rate) due to the transfer of ownership to trustee.


Trust customer will not suffer loss or damage to his/her asset due to personal adversity or liabilities.

The trust plans with their respective functions are as follows:

Personal Trust

Personal trust is a trust for yourself.
Features:

You are the beneficiary of the trust and is entitled to the interest, profit generated from the asset.

You can assign the asset in the trust and the profit generated from it to any beneficiary at your discretion.

Family Trust

Family trust is a tailor-made wealth management plan for your family.
Features:

You and your family members are the beneficiaries of the trust.

You can set inheritance conditions to protect and distribute assets, avoid family dispute and secure the well-being of the whole family.

Avoid dispute about your asset because of marriage or divorce.

If you are the shareholder of an enterprise, your shareholding can be maintained or changed according to the trust deed.

Charitable Trust

Charitable trust means that the settlor entrusts its wealth to the trustee for the charitable purpose, and the trustee manages and distributes it in the name of the trustee according to the settlor's wishes to conducts charitable activities.
Features:

Long-term goodwill will continue to enhance the reputation of the company and the social influence of the family, which is conducive to the long-term development of the family business.

Unite family members to commit in charity, which is conducive to enhancing family cohesion and continuing family spirit.

The tax planning function of family wealth, avoiding high estate taxes.

Real Estate Trust

A real estate trust refers to a trust deed between the settlor and the trustee in which the trustee manages the real estate according to the trust deed for the benefit of the settlor and the beneficiary.
Features:

The settlor and the designated beneficiary of the real estate in the trust are entitled to enjoy the right to use the real estate and the profit generated from it. This is what we call the separation of ownership and the right of use.

The settlor entrusts the trustee to buy or sell real estate or conduct re-investment according to the terms and conditions stipulated in the trust deed.

The trustee will manage the real estate from leasing, sale or development of the property to paying various levies (government rent and rates) according to the trust deed.

The trustee will transfer the property to the beneficiary designated by the settlor to avoid inheritance disputes according to the provisions stipulated in the trust deed.

Insurance trust

While insurance is an important asset in the modern society, proper management of the insurance by trustee will exert its effectiveness to the fullest extent.
Features:

Effective insurance administration such as punctual insurance premium payment and handling insurance claims for the settlor.

Effectively inheritance of the insurance compensation of each and every insurance claim.

Policy beneficiary risk isolation.

Solve the problem of overseas insurance contributions.

Flexible operation of insurance benefits to maximize insurance benefits.

Insurance policy management will preserve the value and even produce satisfactory return from insurance compensation for the settlor and the designated beneficiary.

Equity Trust

Equity trust has two types. Firstly, a trustee will manage an enterprise according to the provisions in the trust deed after the transfer of the equity shares of that enterprise from the settlor to the trustee. Secondly, a trustee will invest in equity shares of corporations and safeguard the interest of the settlor in the corporations according to the provisions in the trust deed. If the beneficiary of the equity trust is the operator of the corporations, it is called operator shareholding trust.
Features:

Effective separation of nominal and substantive ownership of a corporation for the sake of confidentiality or privacy of the settlor.

Funding from trustee may solve shortage of operating fund of the corporation in case of contingency of the settlor.

Stabilize the shareholding structure, prevent unnecessary shareholding dispersion, help resolve share disputes, and protect the company's long-term development.

Effectively prevent family members from losing control of family businesses and reduce disputes among family members regarding management of the family enterprise.

Will Trust

A will trust is a tailor-made trust plan dedicated to achieve smooth inheritance of wealth of the settlor as well as the profit generated from it by the beneficiary. The trustee will transfer the legacy partly or in whole together with the profit generated from it to the designated beneficiary according to the provisions of the trust deed.
Features:

Flexible and comprehensive execution of the will of the testator's wealth.

For minor beneficiary, prevent embezzling of the legacy by his/her guardian.

Avoid squandering of the legacy by the beneficiary after the inheritance.

Special Purpose Trust

Special purpose trust is dedicated to achieve securitization of assets of the settlor with less liquidity.
Features:

Settlor may transfer the asset with less liquidity to the trustee who will restructure the asset by means of securitization to enhance its liquidity in the financial market.

The trustee is the nominal owner of the securitized asset and manage and allot the asset according to the provisions in the trust deed.

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A Customized Trust

Understanding your needs by listening to you wholeheartedly

Listening to you wholeheartedly is a crucial step for our understanding of your wealth inheritance plan and its objectives.

Analysis and Effective Communication

By thorough discussion with you and in-depth analysis, we are certainly able to deliver our professional trust inheritance plan to you, which will meet your every objective. We will adhere to the law and regulations for execution of your trust plan and exert our utmost to mitigate possible risks so as to achieve wealth inheritance and capital growth for you.

Customized Trust Plan

By understanding your specific needs, our professional team can certainly tailor-make a trust plan dedicated to serve such needs the best by proper allocation of the assets in your trust.

Implementation of Your Customized Trust Plan

Your Trust Manager will implement your trust plan that is tailor-made for you in conformity to your desire.

Management of your Trust Plan

We will monitor and evaluate the performance of the trust investment plan on regular basis and make necessary adjustment to the allocation of the assets in trust to meet your needs.