Our “Hong Kong Offshore Insurance Trust Plan” is a flexible insurance Trust plan. As the policy holder, you are able to ensure that the objectives of setting up such policy are met, whilst receiving a generous return. Therefore, you avoid the risk of defaulting on your insurance premium payments (as a consequence of income decline), and simultaneously maximise your return.
In addition, you will have access to a Hong Kong Trust account, which effectively manages intergenerational wealth. With such account (and taking into account your needs at different milestones), you are able to flexibly achieve the inheritance of your wealth.
Ⅰ Risk Isolation
1.Avoid the Risks of Premium Interruption
2.Avoid Creditors’ Claims/ Bankruptcy/ Divorce Proceedings, etc.
Ⅱ Eliminate Restrictions in relation to Premium Payments
Such arrangement simplifies the annual premium payment’s process by resolving potential issues encountered by the policyholder, including currency type, geographical restrictions, and review of source of funds etc.
Ⅲ Multi-Level Privacy Protection
1.Policyholder
2.Final Beneficiary of the Insurance Policy
3.Future Insurance Policy Return and Proceeds from Insurance Claims
Ⅳ Smooth Inheritance of Wealth Flexible and Autonomous Distribution
Ⅴ Maximise Return Effectively Reduce Insurance Costs
*The above product description is for reference only. If you want to know more about this product, please contact your financial planner for further financial needs analysis.