# HKFA

> Financial Services


## Posts

- [Preparing Wealth Structures for Regulatory Change](https://trusthongkong.com/regulatory-change-wealth-structures/): Understanding Regulatory Change in Global Wealth Planning Regulatory change has become a defining feature of modern wealth planning. Governments regularly introduce new transparency rules and financial reporting requirements. Global families must therefore ensure their structures can respond to regulatory change without disrupting long term financial objectives. International wealth arrangements frequently span several jurisdictions, each with its own legal environment and reporting obligations.   Why Legal and Compliance Shifts Are Increasing   International Transparency Initiatives Cooperation between tax authorities has expanded significantly in recent years. Information sharing agreements and transparency initiatives now require broader disclosure of international financial activity.   Expanding
- [Why Legal Ownership and Beneficial Control Should Be Separated](https://trusthongkong.com/legal-ownership-beneficial-control/): Understanding Beneficial Control in Wealth Structures Beneficial control refers to the ability to benefit from assets without holding legal title to them. In structured wealth planning, this separation allows families to retain economic interest while another party holds the legal ownership.   The Difference Between Legal Ownership and Economic Rights   Legal Title to Assets Legal ownership refers to the formal title recognised by law. The legal owner is the party recorded in official registers and recognised by courts and financial institutions.   Financial Rights and Interests A family may still receive income, capital growth or other financial advantages from
- [How Trust Structures Reduce Administrative Burden for Global Families](https://trusthongkong.com/administrative-burden-global-wealth/): Administrative Burden in Global Wealth Administrative burden increases when families manage assets across several jurisdictions. As financial accounts, investments and businesses expand internationally, documentation requirements grow significantly. Without proper structures, administrative burden can become a major operational challenge. Global families often hold assets in multiple financial centres, each with different compliance rules and reporting standards.   Why International Wealth Increases Operational Complexity   Multi Jurisdiction Reporting Different countries impose separate regulatory and tax reporting obligations. Coordinating these obligations can increase administrative burden for families managing cross border wealth.   Banking Documentation Requirements Financial institutions frequently request documentation to meet international
- [Why Wealth Structures Must Survive Banking Relationship Changes](https://trusthongkong.com/wealth-structures-banking-relationship-risk/): Understanding Banking Relationship Risk Banking relationship risk refers to the possibility that financial institutions may change or terminate relationships with clients due to regulatory pressure, compliance policies or internal risk assessments. For international families managing assets across jurisdictions, banking relationship risk can disrupt financial operations if wealth structures depend too heavily on a single institution. Private banking relationships were historically stable and long term. However, modern regulatory requirements have changed how banks evaluate and maintain client relationships.   Why Banking Relationships Are Less Permanent Today   Compliance Driven Account Reviews Financial institutions now conduct frequent compliance reviews to meet international
- [Jurisdictional Stability in Long Term Wealth Planning](https://trusthongkong.com/jurisdictional-stability-wealth-planning/): Why Jurisdictional Stability Matters in Wealth Planning Jurisdictional stability plays a critical role in protecting wealth across generations. Families with international assets must consider how legal systems, financial regulation and political environments influence long term planning. Without reliable legal environments, even carefully designed structures may face unexpected disruption. Stable financial centres provide predictable legal frameworks that allow wealth structures to function consistently over time. This predictability is essential for families planning across multiple decades and jurisdictions.   How Stable Legal Environments Protect Wealth   Legal Certainty for Long Term Structures Trusts, foundations and other wealth structures rely on enforceable legal
- [Why Wealth Concentration Creates Structural Risk for Global Families](https://trusthongkong.com/why-wealth-concentration-creates-structural-risk-for-global-families/): Understanding Wealth Concentration Risk in Global Families Wealth concentration risk arises when a large portion of a family’s assets depend on a single business, investment strategy or jurisdiction. Many successful families accumulate wealth through focused growth, but this success can gradually create structural vulnerability. When too much capital depends on one source, wealth concentration risk can threaten long-term financial stability.   How Concentrated Wealth Develops Over Time   Founder Driven Wealth Creation Entrepreneurs often generate wealth through one dominant enterprise. Over time, personal assets, investments and inheritance planning may all become tied to that business. This naturally increases exposure to
- [Liquidity Planning With Trusts for Global Families](https://trusthongkong.com/liquidity-planning-with-trusts-global-families/): The Liquidity Challenge Faced by Global Families Liquidity shortages are one of the most common points of failure in global wealth planning. Families with assets spread across multiple jurisdictions often discover that access to funds becomes restricted at the exact moment they need liquidity most. Trust structures offer a disciplined way to prevent this outcome and ensure continuity. Why Liquidity Planning Matters for Global Families Liquidity pressure appears during life events and market conditions. Medical emergencies, tax obligations, property settlements and inheritance distribution all require fast access to cash. Cross-border families often struggle because banking rules, probate procedures and compliance
- [Celebrating 10 Years of Excellence — Anniversary Gala and Burj Khalifa Projection in Dubai](https://trusthongkong.com/celebrating-10-years-of-excellence-anniversary-gala-and-burj-khalifa-projection-in-dubai/): Asia’s First Trust Institution to Feature on Burj Khalifa: Hong Kong Fiduciary Association Limited 10th Anniversary Celebration Glittered in Dubai   On 12 December 2025, amidst an era of accelerating global wealth realignment, Hong Kong Fiduciary Association Limited (HKFA) hosted the ‘Hong Kong Fiduciary Association Limited 10th Anniversary Private Gala Dinner & Global Trust Summit’ at Dubai Mall. This event not only marked the second global celebration following Kuala Lumpur, but also signified HKFA becoming Asia’s first trust institution to feature on Burj Khalifa’s giant screen, heralding a new chapter in globalization that bridges the wealth corridors of East and
- [Dubai Office Grand Opening Ceremony Marks the Opening of the Seventh Office](https://trusthongkong.com/dubai-office-grand-opening-ceremony-marks-the-opening-of-the-seventh-office/): Hong Kong Fiduciary Association Limited Grandly Inaugurated Its Dubai Office, Marking Another Crucial Step in Global Expansion The event took place in Dubai, on 12 December. Dubai is a globally-renowned hub where global capital and opportunities converge, where Hong Kong Fiduciary Association Limited (HKFA) grandly inaugurated its Dubai office under the spotlight. Senior representatives, esteemed clients and industry partners from across the globe gathered to witness this historic milestone. Amidst a solemn yet vibrant atmosphere, the Dubai office was formally inaugurated. This not only signified its full physical presence in the Middle East, but also marked another significant milestone in
- [Why Families Need Identity Separation in a Data Driven Financial World](https://trusthongkong.com/identity-separation-financial-world/): Personal Identity Now Drives Financial Visibility Financial systems today operate on data. Every action, transfer, login, and portfolio change contributes to a growing digital profile. High net worth families often do not realise how much information is collected, analysed, and stored across institutions. This is why identity separation financial world planning has become essential. When wealth is tied directly to personal identity, visibility expands across banks, platforms, and regulatory systems. As wealth grows and crosses borders, the amount of data attached to the individual increases, creating long term exposure that becomes difficult to manage.   How Financial Systems Build Profiles
- [The Emerging Voices Shaping Public Understanding of Trusts](https://trusthongkong.com/hong-kong-trust-education-public-understanding/): As families manage more assets across different regions, many are turning to online platforms to understand how trusts actually work. They want clarity, not jargon, and they want explanations that make sense in the context of modern wealth. This shift has created a new wave of educators who use social platforms to break down trust concepts in a way that is accurate, accessible and aligned with responsible wealth structuring. Their content does not replace professional advice. Instead, it helps viewers understand the ideas, terminology and expectations that define the Hong Kong trust landscape and the broader world of cross border
- [The Risks of Fragmented Banking for Families With Multi Jurisdiction Assets](https://trusthongkong.com/fragmented-banking-multi-jurisdiction/): Banking Gaps Grow With Each New Region Families who hold accounts across several countries often begin with simple arrangements. Over time, this turns into a complicated network of banks, platforms, and reporting requirements. Each provider forms a partial view of the family, and none of these views align. As a result, fragmented banking multi jurisdiction exposure grows without the family realising. This complexity does not only create administrative pressure. It also increases visibility, delays, and misinterpretation inside institutions. Why Banks Interpret the Same Client Differently Banks in different regions operate under different rules, risk cultures, and internal policies. Even when
- [The Hidden Privacy Risks Inside Multi Platform Investment Setups](https://trusthongkong.com/multi-platform-investment-privacy/): Modern Portfolios, Hidden Privacy Problems Many high net worth families now build portfolios across multiple banks, brokers, digital platforms, and specialist apps. On the surface this looks diversified and flexible. In reality, it creates a web of data points that few families fully understand. Each platform collects, stores, and interprets behaviour in its own way. This is where multi platform investment privacy becomes a real issue. The more systems involved, the more visibility is created behind the scenes. Internal analytics, risk models, and monitoring tools turn scattered transactions into detailed profiles. None of this feels visible to the client, but
- [Why Personal Ownership Creates Fragile Cross Border Wealth Structures](https://trusthongkong.com/personal-ownership-cross-border-wealth/): The Hidden Weakness in Personal Ownership Many families begin their wealth journey with assets held in their own names. Personal ownership seems simple and convenient. However, as families expand across borders, this approach becomes fragile. Each country brings its own banking rules, documentation standards, and compliance requirements. These create pressure points that are difficult to manage when everything is attached to a single individual. This article explains why personal ownership cross border wealth structures become unstable as families grow, and how governance reduces unnecessary exposure. How Personal Ownership Increases Visibility Across Borders When wealth is held personally, the individual becomes
- [Dubai International Financial Centre Delegation Visits Hong Kong Headquarters](https://trusthongkong.com/dubai-international-financial-centre-delegation-visits-hong-kong-headquarters/): Warm Welcome to the Top Leadership of Dubai International Financial Centre (DIFC) Visiting Our Hong Kong Headquarter – Forging a New Global Landscape for Family Wealth On 4 November 2025, the Hong Kong trust industry marked a significant milestone. The Hong Kong Fiduciary Association Limited (HKFA) and Hong Kong Trust Capital Management Limited (HKTCM) were honoured to host a delegation of top leadership from the Dubai International Financial Centre (DIFC) – a financial free zone chartered and regulated by the Government of Dubai. The delegation comprised distinguished guests including H.E. Essa Kazim, Governor of the Dubai International Financial Centre (DIFC),
- [Why High-Net-Worth Families Outgrow Personal Banks and Advisors](https://trusthongkong.com/hnw-outgrow-personal-banks/): Wealth Growth Exposes Structural Gaps When families first accumulate wealth, personal banking relationships seem sufficient. A trusted advisor, a private banker, and a few well-managed accounts feel like all that is needed. But as wealth grows and crosses borders, the limits of personal banking become obvious. Advisors change firms. Banks shift priorities. Compliance teams demand more documentation. Over time, fragmentation increases while privacy decreases. For high-net-worth families, these issues are not inconveniences. They are signals that the entire system of personal banking and personal advisors has reached its limit. To manage wealth that spans generations, jurisdictions, and asset classes, families
- [Hong Kong Fiduciary Association Participates in Baker Tilly Tax and Budget Seminar](https://trusthongkong.com/hong-kong-fiduciary-association-participates-in-baker-tilly-tax-and-budget-seminar/): The Hong Kong Fiduciary Association was delighted to be invited to the Baker Tilly Tax & Budget Seminar and proud to support the event as its main sponsor. The seminar brought together leading industry experts to discuss the key highlights of the 2026 Budget, emerging trends in transfer pricing, and the latest legal developments. At the event, Mr. Melvin Mui, Chief Executive Officer of Hong Kong Trust Capital Management Limited, was invited as a guest speaker. He shared his professional insights on the practical applications and future outlook of Hong Kong trusts in cross-border tax optimisation and wealth structuring, which
- [Hong Kong Fiduciary Association Invited to Attend the 35th Anniversary Commemoration of the Hong Kong Basic Law](https://trusthongkong.com/hong-kong-fiduciary-association-invited-to-attend-the-35th-anniversary-commemoration-of-the-hong-kong-basic-law/): On 20 October 2025, coinciding with the 35th anniversary of the promulgation of the Basic Law of the Hong Kong Special Administrative Region (hereinafter referred to as the Basic Law), “ Global Legal Meet to Commemorate the 35th Anniversary of the Hong Kong Basic Law”was grandly convened in Hong Kong, gathering leading legal minds around the globe. As one of the supporting institutions for this prestigious event, Hong Kong Fiduciary Association Limited (HKFA) was honoured to join leading legal experts and business representatives from across the globe to collectively explore new pathways for the rule of law and international development
- [“A Decade of Trust • Building the Future Together”—10th Anniversary Private Gala Dinner & Global Trust Summit 2025 Concluded Successfully](https://trusthongkong.com/a-decade-of-trust-building-the-future-together-10th-anniversary-private-gala-dinner-global-trust-summit-2025-concluded-successfully/): On 10 October 2025, 10th Anniversary Private Gala Dinner & Global Trust Summit 2025 was grandly held in Kuala Lumpur, Malaysia.   This prestigious event brought together political and business leaders, trust industry experts, and representatives of high-net-worth (HNW) clients from Hong Kong, the Asia-Pacific and the Middle East regions. Together, we celebrated the Association’s decade of significant achievements while further laying out our ambitious blueprint for future global expansion. Venue for 10th Anniversary Private Gala Dinner & Global Trust Summit 2025 Distinguished guests in attendance included Mr. Cyril Yeung, Honorary President of Hong Kong Fiduciary Association Limited & Founder
- [The Privacy Gap Created by Global Banking Transparency](https://trusthongkong.com/global-banking-transparency-privacy/): Transparency Is Now the Standard Global banking today is built on transparency. Institutions collect more data, share more information internally, and evaluate clients through automated systems that leave very little private. For high-net-worth families, this creates a visibility problem. Personal banking habits, transfers, balances, and investments produce a profile that is stored, assessed, and monitored across departments. This is not about wrongdoing. Transparency systems are designed to protect financial institutions. However, the by-product is that families lose confidentiality. They face increased scrutiny, fragmented interpretations of their activity, and higher exposure across jurisdictions. Understanding how global banking transparency affects privacy is
- [PEP Risk and Modern Wealth: How Trusts Add a Layer of Protection](https://trusthongkong.com/pep-risk-trust-protection/): PEP Status and Rising Complexity Families today can become politically exposed without ever seeking the label. A promotion, an appointment, a government-linked business role, or even marriage can place individuals into a category that banks scrutinise at a much deeper level. This change creates a shift in how institutions treat them, how transactions are monitored, and how their wealth is perceived. Modern families now operate across borders, hold international accounts, and move jurisdictions frequently. Each move adds a new review. Banks, regulators, and financial intermediaries take fewer risks. As a result, confidentiality and structural protection have become essential rather than
- [Trustee Roles in Modern Wealth Structures Explained](https://trusthongkong.com/trustee-roles-wealth-structures/): Trustees at the Centre of Wealth Planning Every trust is only as strong as the trustee who manages it. Trustees stand at the heart of wealth structures, transforming a trust deed into a living framework that protects assets, governs succession, and resolves disputes. For high-net-worth and ultra-high-net-worth families, trustees are not only custodians but also strategic partners. Understanding trustee roles in wealth structures is therefore critical. The role is far more complex than safekeeping assets. It involves legal responsibilities, fiduciary duties, coordination of advisors, and decision-making across multiple jurisdictions.   Legal and Fiduciary Responsibilities A trustee is bound by fiduciary
- [Confidentiality in Wealth Planning: Why Trusts Matter](https://trusthongkong.com/confidentiality-wealth-planning/): Privacy as a Core Concern   For wealthy families, privacy has become a scarce commodity. The global push for transparency in banking, taxation, and corporate structures means that fewer assets remain outside public view. Yet confidentiality in wealth planning is not about secrecy, it is about safeguarding families from unnecessary exposure, disputes, and risks.   Trusts offer one of the most effective ways to preserve confidentiality while still complying with international regulations. Unlike public probate processes or corporate filings, trusts operate under private deeds and are not subject to public registration in Hong Kong. For families navigating multiple jurisdictions, this
- [Bank Account vs Trust Account: Key Differences Explained](https://trusthongkong.com/bank-account-vs-trust-account/): Why This Distinction Matters   For global families, the way wealth is held and managed is as important as the assets themselves. At first glance, a bank account and a trust account may look similar as both involve a financial institution safeguarding money. Yet in reality, the differences between the two determine whether wealth is easily accessed, transferred across generations, or left vulnerable to disputes and legal challenges. For high-net-worth and ultra-high-net-worth individuals (HNWIs and UHNWIs), especially those with assets spread across multiple jurisdictions, knowing the distinction between a bank account vs trust account is a matter of long-term security.
- [Using DIFC and Dubai Foundations in Cross-Border Planning](https://trusthongkong.com/dubai-foundation-cross-border-planning/): The Role of Dubai Foundations in Wealth Planning   Dubai has become an important centre for families seeking to formalise their wealth planning. Among the available structures, Dubai Foundations and DIFC Foundations provide a recognised framework for asset consolidation, family governance, and succession management. These vehicles allow founders to separate personal ownership from control, placing assets under a charter that defines how they should be managed during and beyond the founder’s lifetime.   In practice, foundations in the UAE are often used by families who own businesses, property, or other assets located within the region. They offer legitimacy within the
- [Managing Cross-Border Wealth Without Duplication](https://trusthongkong.com/hong-kong-trust-cross-border-wealth/): The Cross-Border Puzzle   Modern families rarely hold wealth in a single jurisdiction. Property may be in London, businesses in Dubai, and investments in Hong Kong. Each country enforces its own probate, disclosure, and inheritance rules. The result is duplication. Families face the same processes repeated across systems, each adding cost and delay.   For heirs, this duplication becomes more than a nuisance. It means years of legal battles, uncertainty, and costs across multiple jurisdictions. The Hong Kong trust cross-border wealth framework provides a way to reduce these risks by unifying asset management under a structure recognised internationally.   The
- [The Hidden Cost of Probate for International Families](https://trusthongkong.com/probate-risk-international-families/): For international families, the probate risk is not just an inconvenience. Probate can freeze assets, drain value through fees, and expose sensitive wealth details to public record. What may look like an orderly legal process in one country quickly becomes a costly obstacle when assets span multiple jurisdictions.   Probate and Its Real-World Impact Probate is the legal process of validating a will and distributing assets under court supervision. While intended to ensure fairness, it often introduces delay and expense. In one jurisdiction, probate might last six months. In another, it could stretch into years. During this time, accounts remain
- [Why International Families Choose Hong Kong for Trust Setup](https://trusthongkong.com/hong-kong-trust-setup-global-families/): Global Wealth, Global Structures   Many families today live and invest across borders. Children may reside in different countries, assets may span multiple markets, and obligations can stretch across legal systems. In this context, domestic-only solutions often fall short.   International families use trust structures to bridge borders and secure control. Among the many available jurisdictions, Hong Kong stands out for its clarity, neutrality, and trust law strength.   Why Hong Kong Over Other Options   Unlike many onshore jurisdictions, Hong Kong does not impose forced heirship. There are no capital gains taxes within the trust. There is no public
- [Building Multi-Generational Control Through Trust Design](https://trusthongkong.com/hong-kong-family-trust-multi-generational-control/): Long-Term Wealth Needs Long-Term Structure   Founders and wealth creators often ask how much to pass on. But a better question is: how do you maintain control across generations? A Hong Kong family trust allows you to set rules, structure succession, and define oversight without relying on informal expectations.   This goes beyond inheritance. It is about building governance into your family structure.   Why Unstructured Wealth Fails   Unplanned inheritance can lead to disputes, dilution, or disengagement. A Hong Kong family trust uses legal mechanisms to shape behaviour and keep values intact. These may include:   Age-based or milestone-based
- [Why Asset Protection Isn’t Just for Litigation](https://trusthongkong.com/asset-protection-hong-kong-trust/): The Misconception Around Asset Protection   Many high-net-worth individuals associate asset protection with litigation, bankruptcy, or creditor threats. It is often viewed as a defensive move. However, asset protection is broader and more strategic.   A well-structured trust does more than shield against lawsuits. It secures control, defines access, prevents forced succession outcomes, and creates legal distance from personal liabilities before any dispute occurs.   Quiet Risks Beyond Courtrooms   The most damaging threats to wealth are often legal, procedural, and slow. For example, they include:   Frozen accounts during audits or investigations Conflicting inheritance claims across jurisdictions Family members
- [Why Hong Kong Trusts Remain Immune to Global Banking Risks](https://trusthongkong.com/hong-kong-trust-banking-risks/): The Fragility Behind Modern Banking   Even high-net-worth clients are not immune to the systemic vulnerabilities of global banking. Frozen accounts, politically motivated sanctions, unexpected insolvency events, or cross-border enforcement actions have made banking risks a growing concern for internationally exposed families.   Bank deposits remain legally owned by the account holder. Therefore, if regulatory action targets an individual or entity, banks must comply, regardless of client profile or wealth level. The legal title remains attached to the individual’s name, exposing assets to seizure, disputes, or restrictions.   Trust Law Creates Legal Separation   Fortunately, a trust legally separates asset
- [How Hong Kong Trusts Simplify Cross-Border Succession Planning](https://trusthongkong.com/hong-kong-trust-cross-border-succession/): The Cross-Border Inheritance Dilemma   High-net-worth families increasingly hold assets, businesses, and property across multiple jurisdictions. As a result, when it comes to succession, this creates complex legal exposure. Different countries apply conflicting inheritance laws, forced heirship rules, or tax obligations that may override personal wishes.   Standard wills often fail to address cross-border scenarios effectively. Consequently, assets located abroad may trigger unexpected legal challenges, probate delays, or forced distribution patterns under foreign law.   Forced Heirship and Jurisdictional Conflict   In some countries, forced heirship laws dictate mandatory shares for certain heirs, regardless of the settlor’s wishes. Furthermore, Sharia-based
- [WEB3 High-Value Assets in Hong Kong: Security & Compliance Seminar a Success](https://trusthongkong.com/seminar-on-how-web3-high-value-assets-can-achieve-security-and-compliance-in-hong-kong-successfully-concluded/): On 13 June 2025, the “Seminar on How WEB3 High-Value Assets Can Achieve Security and Compliance in Hong Kong (Hong Kong Session)” was successfully held at the Kowloon Shangri-La Hotel in Hong Kong. Organised by the Hong Kong Fiduciary Association Limited, the seminar received strong support from partners including Hong Kong Trust Capital Management Limited, Inheritance Asset Management Limited, Hong Kong Enterprises Association Limited, HKTWeb3, and Pearl Technology Group (HK) Limited. Numerous WEB3 industry professionals from both local and overseas markets gathered at the Shangri-La to explore the path of compliance and development within the sector. The seminar featured both
- [Investment Strategies for Young Professionals: Wealth Creation and Protection Seminar at Sunway University](https://trusthongkong.com/investment-strategies-for-young-professionals-wealth-creation-and-protection-seminar-at-sunway-university/): The Hong Kong Fiduciary Association was honoured to once again collaborate with the Sunway Business Investment Society in hosting a workshop designed to equip university students with essential knowledge in investment and financial planning, laying a strong foundation for their future development.   Mr Mong Chung Chee and Mr Izam Bin Mispardi were invited as guest speakers, sharing expert insights on key topics such as investment strategies and wealth management. Drawing on their professional experience, both speakers offered practical, actionable advice tailored for young individuals. During the interactive session, students actively posed questions and engaged in discussions, reflecting their growing
- [Family Office vs Trust: Which Structure Protects High Net-Worth Wealth Better?](https://trusthongkong.com/family-office-vs-trust-hong-kong/): Clarifying Two Distinct Concepts   High-net-worth individuals often hear both terms — family office and trust — yet these serve fundamentally different roles in wealth management. Therefore, understanding the distinction is essential for building an effective long-term protection strategy.   A trust is a legal ownership structure. A family office is an operational management structure. In most advanced cases, they serve complementary but separate functions.   Asset Ownership vs Wealth Management   A trust legally separates ownership from personal identity. Once assets are placed inside a trust, they are no longer held directly by the individual. Legal title passes to
- [How to Register a Trust in Hong Kong: Guide for Dubai Residents](https://trusthongkong.com/how-to-register-a-trust-in-hong-kong-guide-for-dubai-residents/): What Is a Trust?   A trust is a legal structure where assets are transferred to a trustee, who holds and manages them on behalf of beneficiaries. Often used in estate planning and wealth structuring, it allows the settlor to control how and when assets are distributed.   For a full definition of a trust, the concept has long been used in common law jurisdictions to preserve privacy, protect assets from disputes, and avoid delays in inheritance processes.   Why People Register Trusts   Whether you’re building a family legacy or safeguarding international holdings, trust structures offer flexibility and long-term
- [5 Outdated Assumptions About Trust Law and How Hong Kong Broke the Mould](https://trusthongkong.com/5-outdated-assumptions-about-trust-law-and-how-hong-kong-broke-the-mould/):   Assumption 1: “Trusts Can’t Last Forever”   Many assume that trusts must dissolve after a set number of years, often 80 to 100 depending on the jurisdiction. That is no longer the case in Hong Kong. Following reforms to the Trustee Ordinance in 2013, non-charitable trusts can now last indefinitely. The jurisdiction’s updated trust law explicitly removed the perpetuity requirement for private trusts.   What this means: Settlor families can use perpetual structures across generations, without forced asset distributions or re-establishment.   Assumption 2: “Trusts Are Inflexible Once Created”   In older jurisdictions, settlors often lose all influence once
- [Crypto Is Evolving. Your Wealth Structure Should Too.](https://trusthongkong.com/crypto-is-evolving-so-should-your-wealth-structure/): The Problem No One Wants to Admit     You’ve built a portfolio in Bitcoin, ETH, or private tokens. It is worth millions. But there is no legal structure around it.   Most high-net-worth crypto holders still rely on:   Wallets registered in their own name No written succession mechanism No protection from seizure or contested ownership No plan for family access after death or incapacity   The decentralisation that makes crypto powerful also makes it fragile. If something happens to you or your private keys, your wealth may simply vanish.   What Happens Without a Structure?   Without legal
- [Hong Kong and Dubai Cross-border Market Development Summit 2025](https://trusthongkong.com/hong-kong-and-dubai-cross-border-market-development-summit-2025-successfully-held-in-shenzhen/): On 16 April, the “Hong Kong and Dubai Cross-border Market Development Summit 2025” was successfully held at The St. Regis Shenzhen.   Organised by the Hong Kong Fiduciary Association Limited, the event featured representatives from Invest Hong Kong, a department of the Government of the Hong Kong Special Administrative Region, and the Dubai International Financial Centre Authority.   Invest Hong Kong is a government department responsible for promoting foreign direct investment, committed to strengthening Hong Kong’s position as an international business hub in Asia and attracting enterprises from overseas and Mainland China to set up or expand in Hong Kong.
- [4th Hong Kong Trust Global Financial Forum Held in Jining](https://trusthongkong.com/4th-hong-kong-trust-global-financial-forum-series-held-successfully-in-jining/): On 22 March 2025, the 4th session of the Hong Kong Trust Global Finance Forum Series was successfully held at Wanda Realm Jining, Shandong Province. Sponsored by Hong Kong Fiduciary Association Limited (HKFA), this event was co-organised by a number of professional institutions, including Hong Kong Trust Capital Management Limited, Dacheng Law Offices, Beijing Changzhou Private Equity Fund Management Co., Ltd., Hong Kong Enterprise Association Limited, Inheritance Asset Management Limited, etc. More than 100 professionals from the financial, tax and corporate sectors in Shandong and the rest of China gathered together. Focusing on the impact of “New Nine Guidelines” issued
- [Three Key Steps to Setting Up a Family Wealth Management System!](https://trusthongkong.com/three-key-steps-to-setting-up-a-family-wealth-management-system/): A comprehensive family wealth management system consists of at least three components: the core of the system, the system support and the system guarantee. Accordingly, its completeness relies on three core parts: goal management, wealth management tool, and family governance mechanism.   At first, the family wealth goal plays a core role in the management system, encompassing the four major wealth goals: safeguarding wealth, growing wealth, fostering harmonious wealth, and preserving enduring wealth, which are interlinked and interacted, placing the core and leading role in family wealth management, of which security is the foundation. Security serves as the foundation, upon
- [Hong Kong Becomes Treasure Trove Due to High Tax on Global Rich](https://trusthongkong.com/hong-kong-becomes-treasure-trove-due-to-high-tax-on-global-rich/): Thomas Piketty, the author of the world’s bestselling Capital in the Twenty-First Century, wrote in the book: “The clear regressivity in the top centiles reflects the importance at this level (the high and low levels of tax rates) of capital income, which is largely exempt from progressive taxation.” This reveals the underlying crux of rising global wealth inequality.   Many countries are ready to raise taxes on the rich   Obviously, the fact is that the real tax rates on the affluent are so much lower than those of the general public, which has become a top priority for many countries to stay competitive
- [Elderly-Care Trusts in Demand as Pension Competition Intensifies](https://trusthongkong.com/elderly-care-trusts-in-demand-as-pension-competition-intensifies/): During the Spring Festival, banks in China did not let down its guard, but instead took unprecedented action to “attract clients from its competitors”. In fierce competition, banks nationwide have made every possible effort to tempt clients to set up a personal pension account by marketing activities such as the lucky draw, instant discount, referral rewards, etc.   Regrettably, despite the craze for opening a bank account, people are reluctant to deposit, which has become a hidden hazard that cannot be neglected. As of the first half of 2023, the number of individuals participated in personal old-age pension exceeded 40 million, with
- [Asia-Pacific Leads Investment as Hong Kong Eyes Family Office Hub](https://trusthongkong.com/asia-pacific-leads-investment-as-hong-kong-eyes-family-office-hub/): Recently, Union Bank of Switzerland (UBS) released Global Family Office Report 2024, which brings together the insights of 320 single family offices across seven regions of the world. The result shows that the Asia-Pacific region (APAC) looks set to be the top destination of added allocations in family offices globally.   According to this survey, the total net wealth of the family offices exceeded US$600 billion, with an average net wealth of US$2.6 billion. Meanwhile, APAC has the highest number of respondents of all regions. The result presents that global family offices have shown significant changes in investment in terms of regions, portfolios, and methods.   LH
- [Hong Kong OFC: A New Choice for Global Asset Allocation!](https://trusthongkong.com/hong-kong-open-ended-fund-company-ofc-a-new-choice-for-global-asset-allocation/): As one of the products designated by New Capital Investment Entrant Scheme,  Hong Kong Open-ended Fund Company (OFC), leading the new trend toward asset allocation, is preferred by the advantages such as openness,flexibility, risk-control capacity, stable return.   The development of open-ended fund company in Hong Kong did not happen overnight. As early as 2014, Hong Kong had planned to build an open-ended fund company system in terms of rules, fees and taxation. The Securities and Futures (Amendment) Ordinance 2016 has formally been implemented since 30 July 2018. This marks that “open-ended fund company” (or “OFC”), a new company form,was introduced into Hong Kong.   As a new form of fund scheme with a wider scope, more inclusiveness and a higher degree
- [The Chinese Mainland Capital Is Flooding into Hong Kong](https://trusthongkong.com/the-chinese-mainland-capital-is-flooding-into-hong-kong/): Currently, with a large amount of the Chinese Mainland (hereinafter referred as to the Mainland) capital pouring into Hong Kong, there are 4 hot trends in terms of bank account opening, cross-boarder wealth management, insurance purchasing and real estate investment.     1. Rush to bank account opening: Despite higher entry thresholds for Hong Kong bank account opening, yet it still boost the Mainland investors’ enthusiasm. Banks such as Hang Seng and HSBC have seen a surge in new clients, with non-local residents accounting for a significant proportion, especially those from the Mainland.   2. Cross-boundary wealth management connect “Southbound Service”: “Southbound Service” is available to the Mainland
- [Why Do the Wealthy Prefer to Set Up Family Offices in Hong Kong?](https://trusthongkong.com/why-do-the-wealthy-prefer-to-set-up-family-offices-in-hong-kong/): Thanks to its competitiveness, unique geographic location, solid market foundation, and mature financial and legal environment, Hong Kong is well positioned to be a top destination to allure the world’s wealthy to set up family offices.   Firstly, Hong Kong is backed by the Chinese Mainland, the world’s second largest economy, which offers infinite wealth growth potential for family offices. As China’s economy continues to grow, the Mainland market brings vitality and opportunity into family offices in terms of investment options and asset appreciation. Meanwhile, Hong Kong assumes “super-connector” role between the Chinese Mainland and the rest of the world, being a global destination for setting
- [Dubai Is Becoming A New Magnet for Global Affluent Migrants](https://trusthongkong.com/dubai-is-becoming-a-new-magnet-for-global-affluent-migrants/): The Henley Private Wealth Migration Report 2024, released today by international investment migration advisory firm Henley&Partners, shows that the United Arab Emirates (UAE) continues to take first place as the world’s leading wealth magnet for high-net-worth-individuals (HNWIs), with a record-breaking 6,700 affluent migrants the by the end of 2024.     There are a variety of factors driving Dubai’s attraction for global immigrants, such as high-quality real estates, investor-friendly framework, large-scale industrial advertisement, the United Arab Emirates Golden Residency Program or the UAE Golden Visa. In particular, there are five major reasons as follows:   1.  Strategic and economic resilience As part of forward-looking
- [KPMG: Hong Kong Reclaims Position Among Top Five Global IPO Venues](https://trusthongkong.com/kpmg-hong-kong-reclaims-position-among-top-five-global-ipo-venues/): On October 3, 2024, according to KPMG’s latest Chinese Mainland and Hong Kong IPO Markets 2024 Q3 review, Hong Kong has regained its position among the top five global IPO venues.     Hong Kong IPO activity displayed signs of recovery in the third quarter of 2024, with 45 listings and a total fundraising of HK$55.6 billion recorded so far in 2024. Both the amount of fundraising and the number of listings spiked 123% and 2% respectively compared to the same period last year. It is worth noting that the consumer markets sector led in terms of funds raised, attributable to the listing of
- [What Does Donald Trump’s Election Win Mean for the International Capital Market?](https://trusthongkong.com/which-countries-have-the-highest-and-fastest-growing-billionaire-incomes-in-2024/): Specifically, the U.S. presidential election has triggered more volatility in U.S. stocks, U.S. bonds, gold, and commodities.     U. S. Treasury Bonds Due to the return of inflation and mounting U.S. budget deficit, as much as concerns about yields have grown significantly since October. Moreover, the yields continue to soar as Trump wins U.S. presidency election. Now, republican clean sweep will make it significantly easier to implement its fiscal policy in the U.S., which could further increase the yields. Longer-term trends will still base on economic fundamentals, while the U.S. government’s budget deficit will significantly affect the term spread. Currently, there is a widespread consensus that
- [Five Ways Family Trusts Help Entrepreneurs Secure Wealth Inheritance](https://trusthongkong.com/five-ways-family-trusts-help-entrepreneurs-secure-wealth-inheritance/):   1. Establishing a “firewall” between a family and an enterprise to ensure the better standard of living for families As a kind of risk isolation tool, Family Trust can provide a protective barrier that can safeguard family wealth from various risks. When setting up a Trust in stable operation of business, family financial assets can be placed in the Trust, which can be independent of enterprises’ own assets, so as to effectively prevent from family assets from risks of enforcement due to their debt problems.   2. Avoid equity dispersion caused by marriage, inheritance and debt risks Without setting up a Family Trust, equity is prone to be divided
- [Hong Kong Trust Global Financial Forum Wraps Up in Shenzhen](https://trusthongkong.com/hong-kong-trust-global-financial-forum-wraps-up-in-shenzhen/): On the afternoon of February 25, 2025, Hong Kong Trust Global Financial Forum – Hong Kong & US Listing Networking Session (Shenzhen) concluded successfully in Futian Shangri-La, Shenzhen. Sponsored by Hong Kong Fiduciary Association Limited (HKFA), this event was co-organised by Hong Kong Trust Capital Management Limited, AllBright Law Offices, Ernst & Young, Rainbow Capital (HK) Limited, Hong Kong Enterprise Association Limited, and Inheritance Asset Management Limited.     As the second tour of Hong Kong Trust Global Financial Forum Series, the event continued to echo the theme, focusing on the impact of the “New Nine Guidelines”issued by China’s State Council on mainland enterprises’IPOs and
- [Hong Kong Trust Global Financial Forum 2025 Concludes Successfully in Beijing](https://trusthongkong.com/a-grand-start-to-the-year-hong-kong-trust-global-financial-forum-2025-successfully-concluded-in-beijing/): On the afternoon of January 10, 2025, Hong Kong Fiduciary Association Limited (HKFA), in collaboration with KPMG China, King & Wood Mallesons (Beijing), Hong Kong Trust Capital Management Limited (HKTCM), Hong Kong Enterprise Association Limited (HKEA), and Inheritance Asset Management Limited (IAM), successfully hosted the Hong Kong Trust Global Financial Forum2025 – Hong Kong & US Listing Networking Session at Sofitel Beijing Central. The event brought together over a hundred participants, including overseas business owners, financial experts, and international tax professionals, to explore new opportunities for listing and financing in Hong Kong and the US.       The forum focused
- [HKT’s 9th Anniversary Celebration Shines in Malaysia!](https://trusthongkong.com/hkts-9th-anniversary-celebration-shines-in-malaysia/):       On November 22, 2024, Hong Kong Fiduciary Association Limited successfully held the 9th Anniversary Private Gala Dinner & Global Trust Summit 2024 at the Diamond Ballroom in EQ Kuala Lumpur. This event gathered more than 300 collaborative partners, colleagues, and guests, who witnessed such a remarkable annual wealth ceremony.   The event, themed “SHINING BRIGHT FOR 9 YEARS, WITH TRUST AS OUR GUIDING LIGHT,” reflected on the splendid accomplishments made over the past 9 years, from 2015 to 2024. Meanwhile, we sincerely hope that this evening will remain unforgettable, just as our commitment to providing clients with
- [Hong Kong Fiduciary Association Limited’s Second Exclusive High Tea Gathering](https://trusthongkong.com/hong-kong-fiduciary-association-limited-s-exclusive-high-tea-gathering/): On October 9, 2024, Hong Kong Fiduciary Association Limited had a fantastic time hosting an exclusive High Tea Gathering in Dubai! We’re so grateful for our senior representatives from Hong Kong who made the trip to connect with key partners in Dubai, sparking great discussions on industry trends and market opportunities. This gathering was all about deepening mutual exchanges and opening doors for exciting future collaborations.         As the event wrapped up on a high note, we’re eager to keep expanding partnerships across various sectors and countries, working together toward new growth and development goals.
- [Hong Kong Fiduciary Association Limited at the 2024 Dubai Forex Exhibition](https://trusthongkong.com/hong-kong-fiduciary-association-limited-at-the-2024-dubai-forex-exhibition/): On October 7-8, 2024 Hong Kong Fiduciary Association Limited was honoured to participate in the largest annual trading event—the 2024 Dubai Forex Exhibition bringing together over 18,000 professional attendees, more than 160 leading companies in the industry, and 130 expert speakers.        Through in-depth discussions with global business elites, Hong Kong Fiduciary Association Limited gained valuable insights, not only into the latest trends and future developments in the Forex market but also into providing participants with innovative ideas and valuable inspiration for trust solutions.       We look forward to collaborating with more global partners to jointly drive innovation and progress
- [Hong Kong Fiduciary Association Sponsors Malaysia’s First Bitcoin Conference](https://trusthongkong.com/malaysias-first-bitcoin-conference-sponsored-by-hong-kong-fiduciary-association-concludes-successfully/): On October 3, 2024 Hong Kong Fiduciary Association Limited was honoured to be the main sponsor of the first Malaysia’s Bitcoin Conference, bringing together experts, innovators, and leaders in the Bitcoin field to further promote industry exchange and collaboration.   At the conference, Hong Kong Fiduciary Association Limited shared our approach to integrating virtual asset planning, while also listening to diverse perspectives on Bitcoin and its development across various sectors. By combining trust structures with virtual asset planning, we enhance both flexibility and sustainability. We would like to express heartfelt thanks to the organisers and all participants for their enthusiastic involvement and support, and looking forward to continuing
- [Hong Kong’s Waves of IPOs Show It’s Ambition!](https://trusthongkong.com/hong-kongs-waves-of-ipos-show-its-ambition/): In the recent appearance, Bonnie Y Chan, the CEO of Hong Kong Exchanges and Clearing Limited(HKEX), pointed out that 100 companies are currently applying for listing on the HKEX, and that big IPOs are expected to rebound. All these underlying motivations behind it show Hong Hong Kong’s ambition to consolidate its position as Asia’s leading financial centre.     1. Companies queue for listings in Hong Kong Entering 2024, listing applications have surged in HKEX. Since the beginning of last month, HKEX has received about 100 new listing applications, with Mainland companies accounting for the majority of them. Particularly since 19 April, there are
- [Strategic Session on Open-Ended Fund Companies and Hong Kong Investment Immigration Concludes](https://trusthongkong.com/strategic-session-on-open-ended-fund-companies-and-hong-kong-investment-immigration-concludes/): On 12th June 2024, co-organised by Inheritance Asset Management Limited, Hong Kong Fiduciary Association Limited successfully held a strategic sharing session of OFC (Open-ended Fund Company) at The St. Regis Chengdu. This event gathered offshore Trust experts, senior investment teams, immigration practitioners, business owners and high-net-worth individuals with the needs of  immigration or wealth planning, with the aim to share and probe into the latest trends and cutting-edge strategies in relation to Hong Kong investment immigration.   The strategic sharing session was highly recognised by the participating guests, enabling them to keep up with the latest trends and foresighted strategies,
- [Estate Planning and Risk Management Seminar in Collaboration with Sunway University](https://trusthongkong.com/estate-planning-and-risk-management-seminar-in-collaboration-with-sunway-university/): On May 23rd, 2024, the Hong Kong Fiduciary Association was honoured to co-host a financial planning seminar with Sunway University in Malaysia. The seminar was themed “Strategising for the Future: Integrating Estate Planning and Risk Management.        Through this seminar, university students not only learned how to use wills and trusts for personal financial planning but also understood how to effectively manage risks in the face of various uncertainties. The event successfully attracted over a hundred students. After the seminar, students actively interacted with the guest speakers to further understand the importance of financial planning and risk management.
- [Hong Kong Fiduciary Association Limited’ s First Exclusive High Tea Gathering](https://trusthongkong.com/hong-kong-fiduciary-association-limited-s-first-exclusive-high-tea-gathering/): On April 19, 2024, Hong Kong Fiduciary Association Limited organised a private exclusive high-tea gathering in Dubai to express gratitude to the esteemed delegates from Hong Kong for their visit to Dubai. They met with their Dubai partners to discuss the latest industry trends and market opportunities. This was not only a social tea gathering but also an important opportunity for both sides to engage in deep exchanges and expand cooperation.         The high-tea gathering ended successfully and we look forward to deepening cooperation in various areas with the partners.
- [Participation in Blockchain Life](https://trusthongkong.com/participation-in-blockchain-life/): On April 15, 2024 Hong Kong Fiduciary Association Limited was deeply honoured to participate in the large-scale virtual asset event hosted in Dubai, Blockchain Life 2024. This event brought together elite professionals from the global crypto industry and has attracted over 8,000 attendees from 120 countries.       At this global gathering, participants have the opportunity to delve into the latest developments in the field of virtual asset, covering various aspects such as technological advancements, business applications, and market prospects. Additionally, there are opportunities to explore cutting-edge technology with global industry leaders and engage in discussions with virtual asset experts from around

## Pages

- [Testing](https://trusthongkong.com/testing/)
- [Hidden Page](https://trusthongkong.com/hidden-page/): Our Latest Event
- [Our Team](https://trusthongkong.com/our-team/): Our Team About Us Our Team Hong Kong Mr. Lawrence Chan Operation Director Ms. Lo Yee Ki (Kiki) Compliance Director Mr. Benson Tse Senior Trust Relationship Manager China Mr. Ricky Chan Marketing Development Director Ms. Sierra San Marketing Development Director Ms. Rosina Hui Marketing Development Director Mr. Alan Xu Operation Director Full Team Overview Malaysia and Taiwan Mr. Mong Chung Chee President of Asia Pacific Region Mr. Izam Bin Mispardi Director and Licensed Financial Planner Ms. Kellies Cho Senior Legal Counsel Mr. Kui Vui (KV) Vice President of Malaysia Full Team Overview Dubai Mr. Jason Tan Wei Zong Vice President
- [FAQ](https://trusthongkong.com/faqs/): FAQ Home FAQ Frequently Asked Questions What is Trust? It is a fiduciary relationship between a client (Settlor) and a trust company (Trustee). Upon entering into a trust deed with the trustee, the settlor transfers the title of his assets (i.e. cash, real estate, bond, etc) to his trustee who will manage his/her asset according to the trust deed for the benefit to the Beneficiary of the trust designated by the settlor. Is Trust only applicable for HNWI (High-Net-Worth Individual)? In the past, Trust used to be the wealth management instrument for High-Net-Worth individuals due to the high set up
- [Our History](https://trusthongkong.com/our-history/): Our History About Us Our History 2015 Institutional Foundation and First Global Expansion Hong Kong Fiduciary Association Limited was founded and headquartered in Hong Kong. The first global office opened in Shenzhen. 2016 Laying Regional Foundations and Industry Engagement Held first International Seminar for Family Trust Planners in China.  Expanded presence with the opening of Shanghai Office. 2017 Driving Visibility Through Strategic Events Hosted Financial Forum Summit in Kuala Lumpur. Featured at China International Investment & Finance Exhibition. 2018 Establishing Ground and Growing Solutions Expansion continued with the establishment of the Malaysia office in Kuala Lumpur. Wealth Inheritance Products launched.
- [Privacy Policy](https://trusthongkong.com/privacy-policy-2/): Privacy Policy Home Privacy Policy Hong Kong Fiduciary Association Limited (HKFA) (“the Company”) fully recognises the importance to protect your personal data in compliance with the Personal Data (Privacy) Ordinance (PDPO) and we strive to ensure compliance by our staff with standards of security and confidentiality prescribed by law.Upon commencement of business relationship or at any time thereafter, the Company may collect your personal data or for corporations, personal data of relevant individuals in your organisation, for purposes of provision of services you have requested. This Privacy Notice applies to these individuals whose personal data are collected and processed by
- [Insights](https://trusthongkong.com/insights/): Insights Home Insights Company News Market Updates Case Studies
- [Corporate Events](https://trusthongkong.com/corporate-events/): Corporate Events Home Corporate Events Years   All   2025 2024 2023 2022 2021 2020 2019 2018 April – 2025 Shenzhen March – 2025 Jining March – 2025 Shanghai February – 2025 Shenzhen January – 2025 Beijing November – 2024 Malaysia
- [About Us](https://trusthongkong.com/about-us/): About Us Home About Us Hong Kong Fiduciary Association Limited Since our establishment, Hong Kong Fiduciary Association Limited has been a trusted platform for individuals and businesses worldwide. We work jointly with international leading service providers which provide a comprehensive range of wealth management services, designed to meet the diverse needs of our associates. Globally oriented with a presence in Hong Kong, Mainland China, Malaysia, Taiwan, Switzerland, and Dubai, we leverage our extensive knowledge to deliver optimal solutions for asset protection, wealth management, and financial planning. Our commitment to excellence, reliability, and selfless extensive sharing ensures lasting relationships built on
- [Solutions](https://trusthongkong.com/solutions/): Solutions Home Solutions Strategic Solutions We offer our associates complimentary consultations on comprehensive fiduciary and financial services, combining industry knowledge with personalised care and a commitment to excellence. Our Global Presence With a dedicated team of over 100 professionals and 7 offices across key financial centres worldwide, Hong Kong Fiduciary Association Limited ensures top-tier service to meet the diverse needs of our associates efficiently and effectively. Our main website serves as the hub for all our global operations, complemented by our regional site dedicated to our Malaysia office. View Global Operations View Malaysia Office In Hong Kong, we collaborate with
- [Contact Us](https://trusthongkong.com/contact-us/): Contact Us Home Contact Us Get In Touch Consultation Line +852 2328 3231 Email Address info@trusthongkong.com HONG KONG Level 16, Lee Garden Two, 28 Yun Ping Road, Causeway Bay, Hong Kong. SHENZHEN 5001-5005 50/F, A Block, Kingkey 100 Building, No. 5016 Shennan Rd East, Shenzhen, China. DUBAI C1603, The Opus by OMNIYAT, Al Amal St, Business Bay, Dubai, United Arab Emirates. MALAYSIA 37/F, Menara AIA Sentral, No. 30, Jalan Sultan Ismail, 50250 Kuala Lumpur, Wilayah Persekutuan, Malaysia. SHANGHAI (EXECUTIVE CENTRE)2807-2809 28/F, Shanghai World Financial Center, 100 Century Avenue,Pudong Shanghai, China. TAIWAN (EXECUTIVE CENTRE)57/F, TAIPEI 101 Tower, No. 7, Section 5,
- [Home](https://trusthongkong.com/): Welcome Empowering Your Financial Future At Hong Kong Fiduciary Association Limited, we pride ourselves on being a platform formed by a coalition of professionals from different financial sectors offering a full suite of fiduciary and financial knowledge sharing services designed to educate and empower our associates on various segments. Our expertise, rooted in Hong Kong’s esteemed financial and legal frameworks, ensures that our associates are able to gain sophisticated and well-rounded knowledge in terms of their financial needs, financial security, planning and protection available all around global markets. Learn More Strategic Solutions We offer our associates complimentary consultations on comprehensive

## Optional

- [Agent (MCP protocol)](websites-agents.hostinger.com/trusthongkong.com/mcp)

[comment]: # (Generated by Hostinger Tools Plugin)